This Beefy Taco Dip is a fun and tasty treat! It’s creamy, cheesy, and packed with ground beef and spices. Perfect for parties or movie nights!
I love serving this dip with crunchy tortilla chips. Honestly, it’s hard to stop eating once you start! Just be ready with some napkins—they can get a bit messy! 😄
Key Ingredients & Substitutions
Ground Beef: I like to use lean ground beef (like 80/20) for this dip. If you’re looking to cut calories or make it healthier, turkey or chicken is a great substitute!
Taco Seasoning: If you’re out of the packet, try making your own with chili powder, cumin, paprika, and onion powder. It gives you more control over the spice level, which is a bonus!
Cream Cheese: This adds a rich creaminess. If you want to keep it lighter, you could use Greek yogurt instead, but it will change the flavor a bit.
Refried Beans: Black beans are an excellent swap if you prefer them. Just mash them up a little before layering them in the dip.
Cheese: Shredded cheese options are flexible. Feel free to mix it up with pepper jack for a spicy touch or just stick to one type if you prefer simplicity.
Cilantro: I love the freshness it brings, but if you’re not a fan, try green onions instead—they add a nice crunch!
How Can I Ensure My Dip Has the Perfect Creamy Texture?
The creaminess of the Beefy Taco Dip is key to its deliciousness! Here’s how to achieve that smooth texture:
- Make sure the cream cheese is fully softened before mixing. This helps it blend well with the other ingredients.
- Mix together the cream cheese, sour cream, and refried beans in a bowl. Use a hand mixer for a super smooth texture if you have one!
- Spread the mixture evenly in your baking dish to ensure every bite has that creamy goodness.
Taking these steps will make sure you have a luscious dip that everyone will love!

Beefy Taco Dip
Ingredients You’ll Need:
- 1 lb ground beef
- 1 small onion, finely chopped
- 2 cloves garlic, minced
- 1 packet taco seasoning mix (or about 2 tbsp homemade taco seasoning)
- 1 (8 oz) package cream cheese, softened
- 1 cup sour cream
- 1 (16 oz) can refried beans
- 1 cup shredded cheddar cheese
- 1 cup shredded Monterey Jack cheese
- 1 small can sliced black olives, drained
- 1 large tomato, diced
- 1/2 cup green bell pepper, diced
- 1/4 cup fresh cilantro, chopped
- Tortilla chips, for serving
Time Needed:
This Beefy Taco Dip will take about 15 minutes to prepare, plus an additional 20-25 minutes for baking. In a total of about 40 minutes, you’ll have a delicious dip ready to enjoy!
Step-by-Step Instructions:
1. Preheat the Oven:
Start by preheating your oven to 375°F (190°C). This way, it will be hot and ready when it’s time to bake your dip!
2. Cook the Beef:
In a skillet over medium heat, add the ground beef along with the chopped onion and minced garlic. Cook until the beef is browned and the onion is soft. Once cooked, drain any excess fat from the skillet.
3. Add Taco Seasoning:
Stir in the taco seasoning and a splash of water (about 1/4 cup). Let this simmer for 2-3 minutes until the mixture thickens a little. After that, remove it from the heat.
4. Prepare the Creamy Mix:
In a mixing bowl, combine the softened cream cheese, sour cream, and refried beans. Mix it well until the mixture is smooth and creamy. A hand mixer can make this easier!
5. Layer the Base:
Spread the cream cheese and bean mixture evenly into the bottom of a cast iron skillet or any oven-safe dish you have on hand.
6. Add the Beef Layer:
Next, spread the seasoned ground beef mixture evenly over the bean layer. Make sure to cover it well!
7. Top with Cheese:
Sprinkle both the shredded cheddar and Monterey Jack cheese generously over the ground beef layer. It’s cheese heaven!
8. Bake It Up:
Place the dip in the preheated oven and bake for about 20-25 minutes. You’ll know it’s ready when the cheese is melted and bubbly—yum!
9. Final Touches:
Once baked, take your dip out of the oven and top it with diced tomatoes, drained black olives, diced green bell pepper, and chopped cilantro for that fresh flavor.
10. Serve and Enjoy:
Serve your Beefy Taco Dip hot with tortilla chips for dipping. Enjoy the cheesy, meaty goodness that’s perfect for sharing!
This dip is sure to be a crowd-pleaser at any gathering. Have fun and enjoy every bite!
Can I Make This Dip Vegetarian?
Absolutely! Simply substitute the ground beef with either lentils, black beans, or a meat alternative like crumbled tempeh or tofu. Just season them well to mimic that classic taco flavor!
How Can I Store Leftovers?
Store any leftovers in an airtight container in the fridge for up to 3 days. To reheat, warm gently in the microwave or bake in the oven until heated through.
Can I Make This Dip Ahead of Time?
Yes, you can prepare the layers in advance and assemble the dip. Cover it and refrigerate until you’re ready to bake. Just remember to add a few extra minutes to the baking time if it’s coming straight from the fridge!
What Can I Serve Instead of Tortilla Chips?
If you’re looking for alternatives to tortilla chips, try serving with fresh veggie sticks like carrots, celery, or bell peppers. Pita chips or even crunchy crackers also work great for dipping!



